Quick start

If you only have five minutes, pick one of these and go.

Talk to Tola (Job Seekers)

Dial +234 (TBD) from any Nigerian number. Or open WhatsApp, find the Guild contact, and tap the call button — that lands on Tola too, through Meta’s WhatsApp Calling rails bridged to our SIP server.Try one of these:

“I dey find work for Ibadan. I be tailor.”
“What jobs dey for Bodija?”
“Apply me to that one.”

Tola speaks Nigerian English. She’ll code-switch into Pidgin if you do. Six tools live on the call: sign up, list open jobs, get job details, apply, update profile, set skills.Voice is the Job Seeker rail. An employer or trader who calls the same number gets a polite deflect — their flows live on WhatsApp and the web.

Post a test job from the employer dashboard

Open guild.com.ng/sign-up. Choose Employer. Sign in with your phone — one-time passcode by SMS. Complete the five-question Tier 2 conversational profile inside WhatsApp (business name, industry, staff count). Skip Tier 3 KYC for the demo.Then post a job:

Title: 3 bricklayers
Location: Bodija, Ibadan
Pay: ₦4,000 a day
Duration: 2 days
Language preference: Yoruba

Submit. Watch the matching model rank candidates in the right panel. Watch the WhatsApp messages fire to the top three.To pay a Job Seeker once the work is done, the employer dashboard needs a linked bank. The link flow walks you through OPay’s mandate authorization. After the ₦50 confirmation transfer, the Mandate ready webhook fires within a few minutes and you can debit any time.

Fetch a standing snapshot via the Partner API

Get a sandbox API key from partners.guild.com.ng/keys. Use it to fetch a sample snapshot:

curl https://api.guild.com.ng/partner/v1/users/usr_demo_musa/snapshot \
  -H "Authorization: Bearer gld_live_..." \
  -H "X-Guild-Consent-Token: cnst_demo_musa_grants_..."

Response:

{
  "userId": "usr_demo_musa",
  "standingTier": "Trusted",
  "standingScore": 612,
  "signals": {
    "completedJobsLast90d": 38,
    "averageReviewLast90d": 4.7,
    "onTimeRate": 0.96,
    "repaymentStreak": 12,
    "lifetimeEarnedKobo": "458200000"
  },
  "ledgerWindowDays": 90,
  "signedAt": "2026-08-14T11:02:33Z",
  "signature": "ed25519:..."
}

Verify the signature with the public key at /partner/v1/keys. The full payload is what your underwriting model gets.See Partner Portal → Fetch a snapshot for the full reference.

What’s next

The full story

The end-to-end arc. Adekunle posts a job, Musa applies, OPay moves the money, the score updates, a lender reads the snapshot.

The architecture

Eight services, sixteen shared packages, the OPay client at the centre. How the rails carry the receipts.

The standing score

Four tiers. How the model reads the ledger. What pushes a Job Seeker up a tier and what pulls them down.

The Partner API

API keys, consent grants, signed snapshots, webhook events. Underwrite Nigerian informal-economy borrowers on real data.

Get Started

For Job Seekers

For Traders

For Employers

For Partners

Channels

Standing & the Ledger

Architecture

Security & Trust

Talk to Tola (Job Seekers)

Post a test job from the employer dashboard

Fetch a standing snapshot via the Partner API

What’s next

The full story

The architecture

The standing score

The Partner API

Talk to Tola (Job Seekers)

Post a test job from the employer dashboard

Fetch a standing snapshot via the Partner API

​What’s next

The full story

The architecture

The standing score

The Partner API

What’s next